Saplings and Oaks · ages 9 to 14
The Long Game
Ten years of pocket money, one question each year: spend it, bank it, or plant it? Life will throw things at you, and so will your friends. At twenty, you open the jars.
Age 10Year 1 of 10
Money that's yours$0
Fun had 0
No accounts and nothing sent anywhere: your game is saved in this browser only. The numbers are simplified on purpose. A savings account pays about 3% a year here; the "planted" money behaves like a broad stock-market fund, which goes up most years and down some years, and has averaged around 7% a year over long stretches. Real life has taxes, fees and surprises this game leaves out.